1. Feb 23, 2002 #1
   

   lbrown59 Well-Known Member

   Friend sent Val. letter to CA and has Gr. Card.
   Today received a letter from the creditor
   instead of the CA.
   Is this proper validation?
   Did the Ca violate the FDCPA by having the creditor respond instead ?

    

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3. Feb 23, 2002 #2
   

   LKH Well-Known Member

   FDCPA clearly states that if an account is disputed, the ca will obtain verification and send it to the consumer. The ca must be the one to send it.

    

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