When I was carrying a balance with my 2 CC's, and I was over limit, they would update my TL's on -time each month to reflect that I was overlimit. Now that I paid them both down to $0 with a lump sum payment, they are taking their SWEET time updating the TL's to reflect a ZERO balance. oye... Sorry, just venting.
I've had that happen before and I just disputed the balances via the CRA's...was fixed within the month!
It hasn't been that long, they are only about 2-3 weeks late. They usually update the TL's end of each month. I'll give it a full month before I start doing something about it.