Friggin verified

Discussion in 'Credit Talk' started by geekpipe, Mar 30, 2001.

  1. geekpipe

    geekpipe Well-Known Member

    Why would a company who i settled with (cap 1) continually validate the status & lates that happen on this account that was closed last year. Why do they care? I am trying to get this one off and I settled with a collection agency (YIKES) and the account is listed as settled with a few lates. Why do they have to be a pain and validate this? Whats in it for them to respond to CRA?

    GEORGE Well-Known Member

    They may not have really verified...

  3. geekpipe

    geekpipe Well-Known Member

    how do i know if they really did? I called one of the 2 credit card companies i disputed and they told me they got my dispute and verified it.

    WHo has a letter to dispute lates? Or to require that they validate & verify the information?

    What is my next move?
  4. lucy

    lucy Well-Known Member

    George is right. My car loan was listed as one time 30 days late and it has never been late. It has taken me 6 months of going back and forth between TU and the finance company to get a local branch of TransUnion to remove it. Equifax and Experian have it right.

    When I called to complain, the woman said "you're right, it was verified as NEVER late". I had to threaten legal action to get them to remove it. They kept telling me it was in "maintenance".
  5. geekpipe

    geekpipe Well-Known Member

    The CRA told me it was verified. I did not get the hard copy yet so i do not know the details. I know it was not deleted. SO what do I do now? Try to write to cc company and ask them to delete the account? Keep disputing>? Why would they want to validate this with the CRA's?
  6. lucy

    lucy Well-Known Member

    It's a shame you didn't get it in writing to have it deleted upon payment. That's another important lesson I've learned here. I see you have a lot to learn, just as I do.
  7. lbrown59

    lbrown59 Well-Known Member

    Re: Friggin verified
    Author: GEORGE (
    Date: 03-30-01 13:34

    They may not have really verified...

    They no doubt do that all the time

    Reply To Message

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