Frustrated With First Premier

Discussion in 'Credit Talk' started by fireclan, Jul 14, 2003.

  1. fireclan

    fireclan Member

    HELLO EVERYONE,

    I KNOW IT HAS BEEN AWHILE SINCE I LAST POSTED, LIKE EVERY SOUL HERE, I HAVE BEEN WORKING AND WORKING AND WORKING, AND OF COURSE TRYING TO GAIN IMPROVEMENT IN MY CREDIT STATUS.
    UPDATE:

    ACQUIRED THE FIRST PREMIER BANK SECURED VISA: NEVER LATE, 14 MONTH OLD ACCOUNT. I MAY HAVE MIS-UNDERSTOOD ( OR FORGOTTEN) THAT I MAY QUALIFY FOR AN LIMIT INCREASE OR QUALIFY FOR UNSECURED STATUS.

    I CALLED AND SPOKE TO A CUSTOMER SERVICE REPRESENTATIVE AND WAS TOLD THAT IT IS NOT APPLICABLE FOR SECURED ACCOUNTS ONLY THE UNSECURED ACCOUNTS. IN ORDER TO HAVE ANY INCREASE FOR A SECURED ACCOUNT I MUST SUBMIT ADDITIONAL FUNDS TO THE SAVINGS ACCOUNT.
    CAN ANYONE TELL ME IF MY ASSUMPTION OF THE INCREASED CREDIT LIMIT AND / OR THE UNSECURED STATUS OPPORTUNITY WAS NOT EVER OFFERED/MENTIONED? PERHAPS I WAS 'NUMB' TO THIS BECAUSE OF MY DESPERATION FOR CREDIT REDEMPTION.
    I WAS SO UPSET AND FRUSTRATED: MOSTLY AT MYSELF , BUT I WENT AHEAD AND FAXED A LETTER OF INQUIRY TO THEIR CREDIT DEPARTMENT TO ADVISE HOW MY STATUS WITH THEM IS SO FAR.
    DOES ANYONE THINK THIS WILL HELP??

    THANK YOU.
     
  2. sam

    sam Well-Known Member

    your first step seems logical, get it unsecured by any means possible.
     
  3. barry111

    barry111 Member

    my account is 2 years old. started with 200.00 secured card. I have gotten two inceases the past 2 years. Now im at a whopping 400.00 limit.

    FIrst premier is a Joke.

    I called to cancel the card. And they offered to waive the annual fee. SO i decided to keep the card, to help my history.
     
  4. smontoya5

    smontoya5 Well-Known Member

    I've had the secured $200 card with them for 2 years. Just got a $100 increase that I had to pay $25 for.

    If it wasn't my oldest revolving, I'd shut this puppy down.
     

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