HELLO EVERYONE, I KNOW IT HAS BEEN AWHILE SINCE I LAST POSTED, LIKE EVERY SOUL HERE, I HAVE BEEN WORKING AND WORKING AND WORKING, AND OF COURSE TRYING TO GAIN IMPROVEMENT IN MY CREDIT STATUS. UPDATE: ACQUIRED THE FIRST PREMIER BANK SECURED VISA: NEVER LATE, 14 MONTH OLD ACCOUNT. I MAY HAVE MIS-UNDERSTOOD ( OR FORGOTTEN) THAT I MAY QUALIFY FOR AN LIMIT INCREASE OR QUALIFY FOR UNSECURED STATUS. I CALLED AND SPOKE TO A CUSTOMER SERVICE REPRESENTATIVE AND WAS TOLD THAT IT IS NOT APPLICABLE FOR SECURED ACCOUNTS ONLY THE UNSECURED ACCOUNTS. IN ORDER TO HAVE ANY INCREASE FOR A SECURED ACCOUNT I MUST SUBMIT ADDITIONAL FUNDS TO THE SAVINGS ACCOUNT. CAN ANYONE TELL ME IF MY ASSUMPTION OF THE INCREASED CREDIT LIMIT AND / OR THE UNSECURED STATUS OPPORTUNITY WAS NOT EVER OFFERED/MENTIONED? PERHAPS I WAS 'NUMB' TO THIS BECAUSE OF MY DESPERATION FOR CREDIT REDEMPTION. I WAS SO UPSET AND FRUSTRATED: MOSTLY AT MYSELF , BUT I WENT AHEAD AND FAXED A LETTER OF INQUIRY TO THEIR CREDIT DEPARTMENT TO ADVISE HOW MY STATUS WITH THEM IS SO FAR. DOES ANYONE THINK THIS WILL HELP?? THANK YOU.
my account is 2 years old. started with 200.00 secured card. I have gotten two inceases the past 2 years. Now im at a whopping 400.00 limit. FIrst premier is a Joke. I called to cancel the card. And they offered to waive the annual fee. SO i decided to keep the card, to help my history.
I've had the secured $200 card with them for 2 years. Just got a $100 increase that I had to pay $25 for. If it wasn't my oldest revolving, I'd shut this puppy down.
