Re: FTC: credit inquiry 2001 projec Mine's definitely in and hubby doesn't know it, but he's adding one, too..LOL
Re: FTC: credit inquiry 2001 projec I filed a complaint against Equifax, since I haven't had any inquiry disputes with Trans Union (it's not used much here in southern CA). But count me in anyway!
Re: FTC: credit inquiry 2001 projec Im in! For the record, I am going to enter one for Equifax and one for TU! -Dave PS Just did it for both TU and EQ - you can simply hit the BACK button and change the info that needs to be changed (company name/address/phone#) and re-submit Equifax AND TU easily FYI to be prepared, you will need address and phone # for the CRA you complain about in order to fill out the form.
Re: FTC: credit inquiry 2001 projec I just done my "Good Dead Of the Day" and Filed against Equifax!! MartysGirl
Re: FTC: credit inquiry 2001 projec 2 complaints (me and spouse) sent for TransUnion and also for Equifax
Re: FTC: credit inquiry 2001 projec I count 16 so far (people not seperate complaints). Let's keep "bumping" this up to the first page. -Bump
Re: FTC: credit inquiry 2001 projec I WANT TO BE ABLE TO DISPUTE INQUIRIES ON THE BASIS OF SERVICES PAID FOR BUT NOT RECEIVED (WHEN MAILED AN OFFER FROM THE CREDIT CARD COMPANY)!!!! I paid one INQUIRY, but NEVER got the card!!! Same as I paid $29.95 for some CD'S and never got them...I want my money back!!! I WANT MY INQUIRY BACK!!!!!!
Re: FTC: credit inquiry 2001 projec Yeah, I just got that form letter mumbo jumbo from TU saying that "permissible purpose" BS. I will be sending my complaint to the FTC as well regarding this FOS CRA!!
Re: FTC: credit inquiry 2001 projec I may be able to help here. I had a recent collection inquiry from AMEX that AMEX just admitted they have no clue who/why someone was in my credit... I've been disputing inquiries. I'll have a response by 3 weeks from now. I just got the confirmation by AMEX that they acknowledge it was unauthorized... and they're removing it and sending me confirmation. Let's just wait and see what the 3 Stooges do. I'm guessing TU will "not dispute". Whatcha want to bet the other 2 'verify' it... OH please verify please verify please verify. Add fuel to my lawsuit. This is a legitimate gripe I could send to the FTC. I'll let you know what I get back from them.
Re: FTC: credit inquiry 2001 projec Done for TU, still waiting on a response to my letter to Equifax... Shanna
Re: FTC: credit inquiry 2001 projec Me again!! I got that same crap from Experian saying that they aren't going to bother with the inquiries. So I complained about them too!!! Yippee _________________________________ Zipp-a-dee-doo-dah, Zipp-a-dee-day My oh my credit gets better day after day
Re: FTC: credit inquiry 2001 projec Complained about TransUnion via the website. Hope more people utilize the ftc website.
Why don't we all add just a bit to our complaints. If inquiries count against us, lets see if we can force the CRA's to add another category of inquiries for unauthorized "permissable purpose" inquiries such as for insurance, collection agency's, etc... They Should all count as soft inquiries. It says right on the FICO web sight that inquiries affect a person's score because people actively seeking credit are a higher credit risk, so it lowers their score accordingly. No reason for my score to be lower if I get a quote for insurance.
