OK, trying to find a staff opinion letter regarding "partial validation" and FDCPA requirements for validation ... something that says they must provide proof of a contractual obligation. All I can find is the Wollman letter -- are there any others?
Hi kit, It's the wollman letter and the spears v. brennan court case at http://www.state.in.us/judiciary/opinions/archive/03260101.ewn.html Sassy
FCRA staff opinion letters http://www.ftc.gov/os/statutes/fcra/index.htm FDCPA staff opinion letters http://www.ftc.gov/os/statutes/fdcpa/letters.htm