Hi Gang, I need to know what staff opinions relate to the issue of illegally regaing an account, whether on the part of the CA or CRA. I just don't have time right now to go back thru all of em. Thanx a bunch.
Butch, Here are a few I found that may help: http://www.ftc.gov/os/statutes/fcra/kosmerl.htm http://www.ftc.gov/os/statutes/fcra/amason.htm and section 807(8) of the following: http://www.ftc.gov/os/statutes/fdcpa/fdcpact.pdf
Butch, The opinion letters dealt with Section 605(a)(4): Section 605(c) of the FCRA which is located here: http://www.ftc.gov/os/statutes/fcra.pdf and look at section 807(8) of the FDCPA,thats the section about furnishing false information to others concerning a debt. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.pdf Butch, Hope this helps. Please keep me in the loop on this one, I just had a CA do this to me and am fighting it now. JohnM
Had a TL with DLA of 11/95. Suddenly, in 8/02 it disappears. Consistant with the CRA's policy of removing TL's 6 years and 9 months, as opposed to the full 7 years from the DLA. 1 month later it reappears with a new DLA, now 2/96. Interestingly, exactly 90 dyas later. Obviously to make up for their systems default deletion setting of 6 yrs. 9 mos. This is their biggest mistake. Oh I'm PISSED. I think it was the CRA not the OC that "fixed" the date as a punishment for filing a dispute on an unrelated TL. I'm organizing for a Federal Suit for 5 Million Dollars. (yeah right) lol
