http://www.ftc.gov/opa/2006/05/fyi0627.htm http://www.ftc.gov/os/caselist/0523153/0523153.htm "According to the Commission, the defendants cold-called consumers falsely promising them valuable incentives such as gift cards, ââ?¬Å?shopping sprees,ââ?¬Â movie passes, and gas vouchers for a nominal shipping and handling fee in order to get the consumers to disclose their bank account information. They then made unauthorized debits from the consumersââ?¬â?¢ accounts and harassed the consumers in an attempt to coerce them into paying additional charges for memberships in purported buying clubs. The FTCââ?¬â?¢s original complaint, filed in February 2006, resulted in a temporary restraining order against the defendants for their alleged participation in a ââ?¬Å?Wal-Mart Shopping Spreeââ?¬Â scam." Note that one of the companies added to this complaint is "Merchant Risk Management, Inc.", which would appear to be a CA. I guess when your prey finds out you are taking money out of their bank account and closes the account, you have to use a CA to collect the "debt" and keep the money coming. If the origin of a "debt" is a scam, what is an attempt to collect that "debt"?
