http://www.ftc.gov/opa/2005/08/millenium.htm "The defendants told consumers that they had to provide their bank account and routing information to remedy the problem. Consumers who were reluctant to comply were told they risked losing their Social Security payments. The FTC also charged that the defendants told consumers they would enroll them in a new Medicare insurance program that would give them discounts on medication purchases and eyeglasses. According to the FTC, the defendants debited consumersââ?¬â?¢ accounts $299 each for their ââ?¬Å?enrollmentââ?¬Â but the consumers received nothing in return. The FTC charged that the defendants violated the Telemarketing Sales Rule and provisions of the Gramm-Leach-Bliley Act that bar people from making false or fraudulent statements to obtain financial information about another person." Gramm-Leach-Bliley apparently covers not only false statements to a financial institution, but also false statements directly to the consumer, used to obtain financial information such as bank account information.
