Have you guys seen this link? It is a great link to letters from consumers to the FTC covering topics that most here discuss on a daily basis. Reporting time, statutes etc. http://www.ftc.gov/os/statutes/fcra/index.htm
What DOES the FTC cover?..when I wrote them baout CCB, they pushed me to the FDIC... I have a hard time understanding what they do other than to pick and choose supposed "injustices"..