I only have positive experience with MBNA. They decreased my Quantum APR to 9.99% fixed for purchases and cash advances, their concierge service for Quantum cardholders is their best value. I highly recommend them to everyone.
I asked Mbna to lower the apr of 19.99% on a credit line of $15,800...On the next statment it said my APR was lowered to 15.96%..Two weeks after that they lowered my line to $5,500...I just financed $10,300 through ford motor credit and that is exactly what they took back.Yes had a $0 balance and most owed was 4k and paid off in 2 months..
Wow. This nonsense it truly amazing. I'm glad you guys posted your problems with them. I had made a little list of who I wanted to apply to and both MBNA and FUSA were on it. Both are now off. My list is getting smaller by the day. LOL..Maybe I'll just take a shot at another Amex card.
I hear you..My worst card just got better..Providian gold card was just upgraded to platinum no fee and a 11.99% Apr.. My best card is Citi Upromise no fee and APR is 6.40%
I have nothing but good things to say about MBNA. I haven't had a problem. No changes, no nada. This is all surprising to me.
