For those who are concerned about the above message.. I just want to say this. Even when I "had" good credit I NEVER got instant online approval. I always got the further processing message. To this day when my mom or hubby applies online they get the same but 96% of the time still get the card. I think there must be something that triggers it, but what I don't know? They have both lived at the same place and same jobs longer than 5 yrs. Both have high incomes. So the moral is...don't let the message get you down. Have a good day all.
