Another saga in the battle against First USA. I have 2 accounts with FUSA that were discharged in bankruptcy. Equifax always reported the accounts as zero balance, paid charge-offs. I pulled a PG today, and FUSA added a $10K balance back to one of the accounts. It caused my PG FAKO to go from 648 to 601. I just got TU to delete the balances by telling them that FUSA sold the account. EXP is "investigating" in order to remove the balance. Now, I have to start the process with EQ. I don't understand why it would get inserted now. I also noticed that FUSA updates the charge off status monthly. Will that have an effect on the DOLA? I was able to get the BK removed from my EQ report, so I don't want to send them any paperwork. I hope a class-action suit is started. I believe that First USA does this deliberately to "punish" those who filed BK against them.
rather than post the details again, do a search for posts by "jb6969" and you should be able to find it.
