Hi folks I just got back the first of three online disputes that should have been included in bk. I did not send any bureau my bk paperwork. The first was EQF, a week later TU and 10 days later EXP. It's now day 31 for EQF reasonable because of mailing time. Two of my accts were updated as included in bk (which is all I want for now) but First USA verified. Apparently EQF checked with the creditor's themselves (which is ok) but FUSA has the reputation as scum-sucking liars who often refuse to grant the consumer a discharge even when the consumer sends his/her discharge papers with schedules where their (FUSA's) debt is circled. So now what to do? Should I insist in writing that EQF check my bk public record (they have access to my complete bk # as does EXP) or call FUSA at the number EQF "kindly" provided, or wait until I get the other two updates and decide how to proceed then? At this point, I'm thinking I can send an ITS letter to FUSA. But I haven't a very litigious nature.
