It's seems that FUSA is part of Bank 1. Does anyone know what the difference is between their cards? I have had offers from both. Is one better than the other? Are they subprime? Prime? Anyone?
I've had FUSA and haven't had too many problems with them at all. They increased my limit several times w/o my asking and my APR is a 9.something now. BUT....I was late once or twice a couple of years ago (not 30 days late..just a week or so late) and they jacked up the APR to like 22 but after 6 months they lowered it back w/o my asking.
Thanks. So you've had their card for sometime. Were the original limits good? Did they start you out with a low-end card (whatever that is) or did it have good terms.
Well "platy" that was more informative than the last link. Thanks. I noticed they even used the word "scoundrels" to describe them. Anyway, I applied several days ago for a VISA signature card. It was on impulse. I do the same thing when I buy a car (at least lately). Buy it and then have it checked out! I'm just wondering if they'll give me a "lesser" card.
Well my credit has always been good ..never been below 650 or so. I started out with about a 7K limit i think a few years ago. It's up to 12K now. Original APR was low if I recall correctly b/c that is why I initially got the card..to transfer from my MBNA card. Cap One is only card that has kept my limit at less than 6K. My BofA is about 8K i think and my new Fleet is 10K.
