This is the scenario: 1. Got FUSA cc in March 0% bt till July 2002 2. Just got another FUSA cc with 0% bt till June 2003. Questions: A. should I combine the first cc with the 2nd cc to take advantage of longer 0%bt? B. will FUSA go for it? C. will it show as cancellation of the first cc (3 months old) on my cr and adversely affect my fico? D. any better ways of playing this?
If they will COMBINE...do it. Keep the one till JUNE 2003 and use the 0.00% BT... 3 month old account closed won't hurt much...(as long as it is PAID IN FULL) 4 MONTH BT IS AWFUL SHORT...(sounds real good like the 3 month BT I got from MBNA AMERICA)...
