George: It takes about 6 months for them to consider you for an increase provided that you maintain your account in good standing. Alex - CreditInsiders.com Credit Problems? http://www.CreditInsiders.com
They do not pull the credit report to increase the line, review it after six months and then yearly after that. usually small inceases, BUT if you have a good payment pattern after one year you can call and have them lower the APR and they do it about 5 to 6 points lower. Turns out to be one of the best APR's that I have seen.