I also had a check clear for $75 which was written for $25. The good thing about that was the check was for my Target card, I got credit for $75 and actually only paid $25. The bank ate that one. I am hoping that they do the same with the $200 one. It was a deposit for my Optima card. Now that would be nice. So if you bank with BofA watch them!!! I thought I would share that because of the previous post.