OK, I think that I may be ready to give this a try. Someone please tell me if I have this right. Feel free to throw in any suggestions!! First I am going to work on getting my balances down to around 15% utilization. Then I need to contact CRAâ??s directly about incorrect addresses, names, etc. I can phone them about these things, right? Then I need to start disputing the older, negative items as not mine. I want to deal with the CRA on these, correct? I am asking for DV, right? I need to dispute no more than 3-4 at a time, right? Did I leave anything out??? Thanks!!
