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Discussion in 'Credit Talk' started by chriscraft, Mar 25, 2001.
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I had a couple of charge-off accounts a few years ago when I applied for Exxon gas card. I got approved for $200.
Ron, do you know what report Exxon pulled when you made your application? And do you know if they go off of a fixed score or on items listed in the report?
I think that Exxon pull credit report from Experian and you should answer in seconds. I think they 're pretty easy to approve it. They do report your account activity to credit bureaus monthly.
Associates pulled Experian, which is my worst report, before sending me preapproved offers for Texaco and Shell cards. I would definitely say Texaco is easiestto get, followed by Shell. Exxon and Chevron are a liitle harder, in my experience.
Texaco, BP, Shell, and Citgo are all Associated Cards the Criteria is the same!!!
Exxon and Mobil both are GE Capital/Monogramme Bank. They are very easy to get!
Not easy enough for me, unfortunately.
Richguy - when you say that Experian is your worst report and you got an approval for a gas card, what were the negative aspects of your report at the time you got the approval? Charge-offs, collections, bankruptcy, what? I want to try to get a sense of whether I will be wasting my time, and an inquiry, applying. Thanks for responding.