Yes 3% is good we have lots of Conoco stations and now they are merging with Phillips66 No online services yet
QUIKTRIP approved me with my bk still showing. 500 credit line! UMB BANK. they have online bill payment and they are a very nice midwestern bank. Past that, I've tried other cards and didn't get them even after requesting manual overrides. Monogram bank of Georgia MCCBG hates bks and won't manually override anymore. ANB: Citgo, Texaco, BP will sometimes override with 3 trade lines over 24 mos and very little debt showing... but don't hold your breath until 3-4 years outside the bk. Chevron has a credit builders card but won't approve bks inside 5 years post bk... and there's an annual fee for a low credit limit so it's not really worth it. If you've cleaned your reports some and don't show any outstanding derogs, you might want to try for the QT card (assuming you have QT gas stations You can apply online. no online notification but I had the card in my hands very quickly, I think it was a week or so. As an aside, the only other CitiUSA card I could find that would approve with a bk still showing is the RadioShack card... their other cards had a bk filter in the application process.
