Okay so I disputed some collections online through TransUnions site and they sent me a letter that says "Thank you for contacting TransUnion. Our goal is to maintain complete and accurate information on your credit report. We have provided the imformation below in response to your request. Re: General Policy The federal Fair Credit Reporting Act requires TransUnion to investigate, free of charge, information on our credit report that you believe is inaccurate. If you have reason to believe that the fee charged by a credit repair company was too high, and/or its services were misrepresented, please let us know if you would like your situation to be referred for investigation by filling our and sending us the form below. With your permission we will provide the information you send to the appropriate authorities. It would also be helpful for you to attach any brochures or documents you received from the credit repair company. If you have any additional questions or concerns,please contact us at..." What does this mean? Are they not even going to investigate my dispute? I'm so sick of all this run around! Why do they think I'm using a credit repair company? I disputed on their website... what are they thinking?!? Thanks