I was thinking about applying for a Generations Bank credit card. If you currently have one, how satisfied or dis-satisfied are you with them. Just wanted to get some feedback before I apply. Thank you.
Although they pull an inquiry when you apply, I've heard that they don't report to the CRAs after you receive their card. Can anyone confirm or refute? Doc
Wealth, Search for Generations on this board, and you'll find many informative threads about what they offer. I was approved for a credit card, but took a car refinance instead. They are very fair (though not as competitive as major CC issuers wrt apr) and operate like a true "small-town" neighborly bank or credit union. For interest rate tiers, you can search this board or e-mail them at support@generationsbank.com for specifics. My TU score of 687 qualified me for a 15.9% apr. Psychdoc, No, they do not report to CRAs by choice. A great bank alternative to Aspire, if you need to hide a credit line from other businesses.
