I recently was denied for this card. However, I emailed them asking for a reconsideration. They still could not approve me because my score is at 621 TU. They did give me some insight though. The lowest score they will accept is 650. They indicated that the credit decision is almost completely score driven. I thought that might be helpful to some of you. I could kick myself, I had a 660 score and went on an application frenzy and dropped my score 39 points with the inquiries. I wish I tried them first. Well 650 shouldn't be too far away, I just paid off all of my cards in full.
Anyone interest in their underwriting standards send an email to the following address. Generations will send this information to you. Tells you everything you need to know to get their CC. support@generationsbank.com
