I spoke to a customer service rep at Generations, and asked if they report the account to the CRAs, and she said no.
Kittw, they pull a CRA report for approvals. What's up in the air is whether or not they then report back to the three CRAs afterward to report how well you do with monthly payments.
So since I have 3 derogs and 5 pos on TU, is my thinking correct that I should wait a bit longer? And thanks for your response.
I was denied over 2 negatives (1 for $28) and 6 positives, so I would advise against blowing the inquiry. Steph