Does anyone know if Generations Bank reports to the CRAs? I wonder because they seem like a smaller bank.
Not sure if they do report or not. I did see an interesting tidbit over at BH reagarding score factors and APR. It stated you need a 730 or above to get the 9.9 rate and atleast 620 in order to get a lovely rate of 21.9%, others factors are involved as well but not mentioned.
Generations pulled my TU report. TU says my score is 703. They gave my the 9.9 rate. 10k limit, 25 with balance transfers. I did the balance transfers.
