My hubbys new Chevron and MY new chevron cards just started reporting on both our reports (BTW they DONT report a CL just high balance). Anyway, so we BOTH have these 2 new accounts reporting, same info, regarding these accounts on both reports, in fact both started reporting this morning. RESULT?: Me 7point loss. Hubby 4 point gain. Just when I think I've got it figured out....
Make sure you check all three reports. On Experian (for me anyway) they didn't report the CL, a quick call to Equifax fixed the CL and TU had it correct. After disputing the account with Experian in July, it has been fixed to show the CL. Experian keeps saying that it's better for your credit score, but I gained 3 points for them reporting the CL.