Get FICO Score Again???

Discussion in 'Credit Talk' started by TxMommy, Apr 4, 2001.

  1. TxMommy

    TxMommy Active Member

    I pulled my FICO thru Score Power on Equifax.com on March 20, 2001. I know that some things have already been updated/changed/reported and I am wanting to pull my score again (and gladly pay the $12.95 again). I can't get it to work. I tried to start from scratch as if I was not a "member" before but it said you are already a member go login. Well, there is nothing on the login section that allows you to purchase your score again. It only offers other services for purchase like credit watch, etc.

    For those of you who have pulled it twice, how did you do it? Thanks for the help!

    TX Mommy
     
  2. marci

    marci Well-Known Member

    I logged in as a member and got to the member's page.

    I then clicked on the tab that returned me to the home page where I could
    purchase several Equifax products. Note, I did not log out.

    I clicked on score power and typed in credit card number (since I was
    logged in, I didn't have to retype name, address, etc...).

    I got a new order confirmation number, and then clicked "continue". That
    took me to my new report (including report confirmation number) and
    "click here to see your score".

    Hope this helps,

    Marci
     
  3. Momof3

    Momof3 Well-Known Member

    Do exactly what Marci said and it will work. I got to the page to order as well, but didn't since nothing really change for me.


    Good Luck and let us know:)


    Mom
     
  4. TxMommy

    TxMommy Active Member

    Ya'll are the greatest. Thanks so much. I'm gonna go pull it and then I'll let you know. (I'll either be happy or bummed!!!!)

    Thanks again.

    TXMommy
     
  5. Paul

    Paul Guest

    I hope your results re-pulling are better than mine!

    I don't understand it.. I just had a BK removed (from 1992), and 3 x 30 day lates on a mortgage from 1998 so I repulled my score (thanks for the instructions Marci).. and the score didn't change?!!!

    I'm Confused !
     
  6. TxMommy

    TxMommy Active Member

    New Score

    Well, I'm not ecstatic, but not upset either. I went from a 619 to a 627. I paid a collection in full and it was reported, but I also have a new car loan and it just reported last week (I got it January). It is rated as "too new to rate". So, I am hoping that because of a new credit line my score went down, but went up considerably with the paid collection. Well, at least I am moving in the right direction!

    There is still lots of work to be done on my report (keeping my fingers crossed for Junum!!!). I am still aiming for 700!!!

    TX Mommy
     
  7. marci

    marci Well-Known Member

    Re: New Score

    Uh-oh Mom,

    You may just be right about the paid v. unpaid controversy. Here's another
    example in your favor.

    Hmmm...

    Congrats on the increase Txmommy.

    Marci
     
  8. marci

    marci Well-Known Member

    Re: New Score

    Paul,

    My score went down 4 points with only minimal changes in my balances
    (all down from last month). However, on my infamous Cap One account
    my balance now matches my high credit, so I'm at 100%, up from 78%
    on March 19th. My true utilization on that account is 38% which is only
    as high as it is, since I BT'd another card to it and closed that account.

    I'm off to "buy" that refundable plane ticket TODAY!!!

    Marci
     
  9. Momof3

    Momof3 Well-Known Member

    Re: New Score

    Glad to see it went up. Would you mind listing old codes and new codes, this has me very interested??



    Mom
     

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