I have had a credit card with Get smart for about one year but never used it because of the high interest rate something like 23.99% The credit line was 1,000. Today I received a letter from them stating that my card has been upgraded to 5,000 credit line with a 1.99% Apr for 6 months for purchaes and transfers. My goto rate will be 11.99%(which is still too high for me ). They even sent checks. No annual fee and 25 day grace peroid. Phyllis
Ok I read the part about using the checks and basically it isnt too different than any other checks.. it says that if I use the checks during my introductory peroid the rate is 1.99% then after 6 months the rate is 7.24 plus prime which is now 11.99. What does your offer say? Phyllis
