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Get that 0% offer now!!!

Discussion in 'Credit Talk' started by Pooky, May 24, 2003.

  1. May 24, 2003 #1
    Pooky

    Pooky Well-Known Member

    I posted earlier about trying to get 0% offer. My card was going from 5.9% to 12.9%. Although I had been turned down in Jan & Feb. of this yr. for a 0% offer I decided to call the retention dept. I spoke with rep and he offered me 0% offer on my current balance for 6 mos. I did not get a hard inquiry on my credit report either.

    So folks...pick up the phone and ask for a better deal.
     
  3. May 25, 2003 #2
    greyfox

    greyfox Well-Known Member

    So, what card is this?
     
  4. May 25, 2003 #3
    willgator

    willgator Well-Known Member

    thanks for sharing???????
     
  5. May 25, 2003 #4
    willgator

    willgator Well-Known Member

    I want to know how you have a 780 score with 80% utilization thats almost to good to be true..........
     
  6. May 25, 2003 #5
    Geo

    Geo Well-Known Member

    Ok, I will call right now!. What is the number you called??
     
  7. May 26, 2003 #6
    Pooky

    Pooky Well-Known Member

    The card was my discover card. Call their 1-800 number and ask for the retention department. My TU score is 789 with no lates or derogs on any my reports now. My oldest tradeline is 11 years old.
     
  8. May 26, 2003 #7
    Pooky

    Pooky Well-Known Member

    The card was my discover card. Call their 1-800 number and ask for the retention department. My TU score is 789 with no lates or derogs on any my reports now. My oldest tradeline is 11 years old.
     
  9. May 26, 2003 #8
    GEORGE

    GEORGE Well-Known Member

    Re: Re: Get that 0% offer now!!!

    MY ACCOUNT IS 7+ YEARS OLD...WHAT DO YOU WANTA' BET I DON'T GET IT!!! NOT EVEN 6 MONTHS @ 0.00%...THEY WILL IF I'M LUCKY GIVE ME 5.90% FOR 4 MONTHS!!!

    CURRENT OFFER 9.90% WITH A $50.00 FEE!!!

    NEW CUSTOMERS---->

    Get an Unbeatable 0% Introductory APR
    on Balance Transfers for 12 Months*
    No other card rewards you like the
    Discover Platinum Card! In addition to the
    0% introductory rate, the Discover Platinum
    Card has no annual fee. That could add up
    to big savings over the other cards you
    currently carry.
     
  10. May 26, 2003 #9
    GEORGE

    GEORGE Well-Known Member

    Re: Re: Get that 0% offer now!!!

    7.90% WITH THE $50.00 FEE!!!!!!!!!

    WOW!!!!!!!!!!

    I'M SO SPECIAL....NOT!!!!!!!!

    0.00% FOR 12 MONTHS FOR NEW CUSTOMERS vs. 7+ YEAR CUSTOMER 7.90% AND $50.00 FEE TILL NOVEMBER!!!!!!!!!!

    I'M SO SPECIAL....NOT!!!!!!!!

    THANK YOU ANYWAY...GOOD BYE!!!!
     
  11. May 27, 2003 #10
    Pooky

    Pooky Well-Known Member

    Re: Re: Get that 0% offer now!!!

    George, I am not a new customer. I've had the Discover card (not platinum) about 15 mos. now. My intro. rate was 0% for BT for 6 mos. then it went to 5.9% which expires this month. So I called cs dept., who transferred me to retention dept. I told them that I had other 0% BT offers, but I would like to keep my balance/acct. with them. The retention dept. offers to lower my rate on current acct. balance to 0% for 6 mos.

    I called and asked to get 0% offer a few months earlier and they said no. So, you maybe their policies have changed since that time. Anyway, for 5 minutes of your time, it never hurts to ask for a better deal.
     

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