Some of you may recall from last summer that I had a repo problem from 1995. Well, in short, the creditor sent me a letter apologizing for reporting this as a repo and stating it was paid in full. They also sent me a copy of the UDF they sent requesting the acct be changed to Paid as agrees. This is also way past the SOL and is even past the 7 year reporting period. Today I get a letter from Allied International Credit Corp saying the creditor has referred this acct to them for collection. I am of the belief that this probably was sold to them by a previous collection agency, and even if referred by the oc, I have letters saying paid in full and as I stated, is past all sol's. I'm debating whether I should just send a cease and desist and tell them to kiss off, or send a validation for the hell of it and make them prove it. What do you guys think? Damn.,I thought this was all done with.
LKH, Sorry to hear that...but this should be FUN for you now, because you KNOW you have them and it is past the SOL...so make them work for it. Put them through the paces. Sometimes I like to make telemarketers WANT to hang up on me ) I keep them on the phone asking them questions like ... do you use this service at home?...how many kids do you have?...What exactly distinguishes THIS long distance service from my current long distance service?...My uncle lives in Florida, what would be the cost of a 36 minute call there? What about if he moved to Utah?...Then I go into a loooooooong diatribe about my flooded basement and the kids down there playing in the water with their toy boats...By the time I am done, they are begging me to hang up saying "Sir, I have to go now." Hehehehehehehe Send them the validation, when/if they call...take the call and have a little fun ) -Peace, Dave
LOL, I like that almost as much as what I do: Telemarketer: May I speak to the lady or man of the house? Me: Oh, sure, can you hang on one minute? Telemarketer: Of course. :::gleeful::: Me: :::utting phone down:::::: Me: (Next 1-5 minutes)::::doing absolutely nothing::::: Me: (Next 6-10 minutes depending on stupidity of caller)::::listening to muffled sounds from phone, resting on desktop, some sounding strangely like naughty words my grandson can't say::::::
My friends used to always say 'I'm sorry we don't have a phone." It was amazing how that would just kind of stun them!
LKH, I think you chould send the Nutcase Letter To End All Nutcase Letters. Really beligerent (without actually threatening physical harm). Just for fun, to see what happens. You can always deal with them rationally later, considering you're holding all the cards. Maybe you could call them and harrass them at 9 o'clock at night. Sort of like a cat toying with a mouse he's already marked for dinner. Just a thought.
ROFLMAO I also like the "I don't have a phone" excuse. That could be useful. LOL I had a friend who got a roommate and got a phone in the name of "James N. Wally". He was Jim ____ and his friend was Wally ____ so they were James and Wally. Well they used to get calls for Mrs. Wally all the time. Their standard routine was to begin with a grief release pause and deep sigh then begin slowly crying about how this is the sixth month anniversary of her death...building in to a complete wail. Well these telemarketers would feel so bad for reminding him of his recently dearly departed wife that they would offer to remove the name and phone number from all the database information etc... LOL -Peace Dave
