Any advice in getting credit line increase for subprime land? Specifically by calling and asking. Specific questions: -which is better on say a card. charge it to 80% each month and pay off completely each month or charge it 80% and pay twice the minimum payment. -will you get flagged if you call the same place say 5 times in one week? My (very limited) experience seems to indicate the primary reason to get approved is a nice agent. -what about flagged for calling retention? or just generally strategies for talking to retention. I dont want to say "I am closing the account" because the reward of an increase isnt worth the risk of them doing it. Any other thoughts would be appreciated.