I was approved for the GetSmart Visa Classic w/ a $1,000 credit limit, and I didn't have to pay the annual fee or the application fee!!! Woo-hoo! Anyhow, called them today, and the guy I spoke with seemed very ignorant. When I asked him if I had a grace period, he told me there was no grace period on the classic account. I had previously visited the website and it showed a 25 day grace period. I told him this, and he said it was an error. He was very inconsiderate and not willing to answer any of my questions. Can any of you confirm for me that this card has a grace period, because if it doesn't, its HISTORY!