Getsmart VISA

Discussion in 'Credit Talk' started by chelechele, Aug 16, 2001.

  1. chelechele

    chelechele Well-Known Member

    Anyone know about this say, what they go on for approval practices???
  2. Debmac

    Debmac Well-Known Member

    Very easy (easier than Target, IMHO)...

    I had about a 590-600 when I got one... with several negative lines, and two positive lines of credit.

  3. chelechele

    chelechele Well-Known Member

    Well, I just got one with 12 charge-offs
  4. sam

    sam Well-Known Member

    don't apply for this!!!

    apply for the by providian. It comes with a grace period.

    That is if you have bad credit. Otherwise you'll get NO GRACE period.
  5. chelechele

    chelechele Well-Known Member

    I am only going to use it once a month $25.00 and pay the total balance.
  6. SD

    SD Well-Known Member


    I have a Providian Gold Visa and the Aria(now GetSmart). I applied for the card (wish I read posts about this card sooner) and was turned down. They said I had already applied for a Providian card. Do you know how many cards you can have w/ Providian and how long between applications?
  7. sam

    sam Well-Known Member

    dunno. I asked "" and they said, yes. I applied, received the cool as hell looking paypal card (dark grey see-through), saw the $300 limit, and cut it up.

    I got a $5000 Citi AA silver the same day, so they can kiss my arse.

Share This Page