Getting Balance Transfer Offers

Discussion in 'Credit Talk' started by cherie, Jul 30, 2001.

  1. cherie

    cherie Well-Known Member

    Ah.. I am having trouble this morning on simply posting this question. This is the 3rd time, maybe it will be the charm.

    I want to know what the CC companies rules are for offering balance transfers? Are they looking for open/unused credit cards, debt to limits, or just what? As of mid Aug. all of our 18*K debt (45K income) will be down to rates of 9.9%. I am looking for rates I have heard of of 5.9, 4.9, 3.9 ext. Getting those that are for the life of the BT would be even better.

    You advice opinions would be greatly appreciated.

  2. bailey

    bailey Well-Known Member

    Alot of my BT offers have come from my current creditors, usually this is after I have paid my balances down quite a bit. They want to get more money out of you!!

Share This Page