Getting CAP1 to report limit? How?

Discussion in 'Credit Talk' started by cosjef, Jun 6, 2001.

  1. cosjef

    cosjef Well-Known Member

    I have a new card with Cap1 which just hit my Experian report. However the Experian field called "Credit Limit/Original Amount: " is listed as N/A.

    How can I get CAP1 to update Experian with the actual credit limit? Planet Feedback, a call, or a letter?

    Any recommendations?
     
  2. Donna

    Donna Well-Known Member

    Don't feel alone. We CapOne card holders are all in the same boat. CapOne refuses to report limits. Many of us have asked but their position on this is unyielding.

    Some of us here, myself included, have gone through Planet Feedback to get limits reported but this is something CapOne vehemently opposes.

    What many of us have done is make a big purchase, max out the card and pay the balance as quicly as possible.

    Good luck. I wish I had a better answer.

    Donna
     
  3. marci

    marci Well-Known Member

    I bought a notebook computer at Sears for a few thousand and once that posted to the account, I used Yahoo Paydirect to charge the rest (around $560). The next week I took the Sears computer back for a full refund and credited my PayDirect Account. By doing all this, I got my high credit within $2.00 of my credit limit.

    Hope this helps,
     
  4. c5kirk

    c5kirk Well-Known Member

    Has anyone gotten an answer from Cap1 explaining why they don't report limits? Just curious.
     
  5. cosjef

    cosjef Well-Known Member

    Can't I just mail a Xerox copy of my Cap1 statement to each CRA for proof? Has anyone tried that route?
     
  6. GEORGE

    GEORGE Well-Known Member

    SOME PEOPLE HAVE...WORKS SOMETIMES.
    MAY HAVE TO DO IT MORE THAN ONCE.
    REMIND THEM ABOUT "COMPLETE AND ACCURATE"!!!!
     

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