We sold our home in April and 4 of us are in a 900 sqft apartment eagerly waiting for accounts update! The Dance will come soon! When I started in February my scores were all in the high 500s and my wifes were in the low to mid 500s per a mortgage broker who offered us a 2/28 at between 7.5%and 8.0%! We declined! Today my PG FACOs (can't waite to see real scores) are: Experian - 743 All credit cards updated to show near-0 balances. Car loans of $22,000 not updated yet, but they have the evidence that they are paid! Equifax - 703 One CC showing $8200 balance. Other credit cards are updated to show near-0 balances. Car loans of $22,000 not updated yet. TU - 649 No paid-off credit has updated on TU yet! One CC account showing as closed with $8,200 balance. I heve sent a letter stating that the account is open and the balance is 0! Just waiting for Balance updates on my reports and wife's Amex CO to drop off (per goodwill call on Tuesday)! A mortgage and a new home are in sight!
Super and Congrats am hoping for the same results but mine will be much harder have two 13's on my credit and 3 federal tax liens so mine is gonna take some work.
