Getting FICO Score

Discussion in 'Credit Talk' started by santana, Apr 27, 2008.

  1. santana

    santana Member

    There is so many places to get your FICO score, Which one is the best and cheapest?
     
  2. apexcrsrv

    apexcrsrv Well-Known Member

    Their are only actually two places, Equifax for Equifax reports alone and MyFico. Go to MyFico via the boards sticky.
     
  3. TeeVeeDude

    TeeVeeDude Well-Known Member

    Apex is right, but let me expand a bit on what he said.

    Lots of credit monitoring services will also sell you a "credit score." These are often called FAKO scores, but not by the people who sell them.

    Creditors only look at FICO scores. And the only source for FICO scores is MyFico.com. There's a discount code if you order them through the links on this site. (Equifax will also sell you a genuine FICO score, but only for you Equifax report. You need to check all three.)

    I use TrueCredit.com to monitor changes to my credit report, because I can update it daily. I go to MyFico.com and purchase my real FICO score a couple of times a year. There is absolutely no relationship between the fako scores on TrueCredit and the real FICO scores.
     
  4. apexcrsrv

    apexcrsrv Well-Known Member

    Well, actually, some lenders use other models and there are many, many FICO models and versions.
     

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