Okay, please have an answer for me 'cause no one else seems to.... If credit availabilty = $400 and from that only $20 is available for cash...how would one make the $400 available not only through credit vad purchases but also available as cash.
RE: Getting MY cash!!!idea If the card allows balance transfers, transfer that 400 to a card that will allow you to withdraw it as cash
Sign up for PayPal. Go to their website and read up on what they offer. You should be able to "launder" money from credit cards that way. When you fund your account with a credit card, it is processed as a purchase. As long as you have an email account, you can email yourself money. The site is at www.paypal.com
From my understanding, that only applies to X.Com, and that PayPal wasn't affected. I could be wrong, but it's worth checking on.
easy... if a friend wants to but a TV for $300, and plans to use cash, buy the TV for $300 with the credit card, and have your friend give you cash. Grocery stores take credit cards these days.