Hi everybody, My situation: BK7 late 1997 lots of credit cards I've gotten rid of most of my easy creditors' tradelines with spam disputes (not mine etc), the easy ones were First USA, Providian, Household. Also got rid of the BK public record. Can't get anywhere disputing thru CRA's for Chase, Citi, MBNA. What is my best approach here? Can I send validation letters to OC's? Can I demand complete history of the account? It seems most people have CA validations but I went straight into BK7. Some of mine will fall off naturally early next year but I would like to delete the stuff that would be the last to go off. Also some of my IIB's have change to Charge Off's as a result of disputing so I figure I should have some leverage there. Is that a result of OC sloppiness or CRA sloppiness? Thanks! Catleg
Hard for some is easy for others.... I got rid of Citi (2 accts) on the first round of disputes. Got rid of MBNA after multiple tries. After almost 18 months I still have Household reporting on 1 CRA, Providian on 1. I really believe it is a crap shot.
