Because I took large cash advances, I'm now stuck with 20% interest on $8000. and getting no where of course. I recently contacted "DEBTicated" (through Lowermybills.com) They lower your interest rate or process a loan etc. etc. Can anyone recommend them or not? I've tried a few balance transfer offers and been turned down (high balances and too many open accounts I think) I have no negatives and am current on everything so I think I should be able to find an option but.... Can anyone recommend a good consolidator or (real) professional guidance service for me? Thanks in Advance. J2 PS I don't own a home
Julian, You can try something that worked for me: Write a letter to Mr. Brice Brown @ Discover (if you search on this board, you can find his address), and tell him your concerns that you're getting nowhere paying at your current APR w/ fees... Ask him to help your terms to pay off your account.. For me, they lowered both my purchases and cash advance APR to 9.9 fixed and stopped overlimit fees for one year. Good luck! jmart
