I am just know getting started with fixing my credit score. Since I am new I don't know what would be the best approach of taking care of slow pays and collections. Some of the collections that I have are medical expenses, of which, I never recalled receiving an actual bill from the hospital. Next thing I know I was receiving collection letters. Those medical bills I will pay, but there are a couple of other accounts that are in collection that I will not be paying. How should I get started?
