Hi, I notice that some of you on the board list 3 different scores. I would like to know if these are all fico scores or the different scores from each company (i.e., Exp, TU, Equifax) and if they are fico then how do you get different ficos from the different companies? Thank you.
The only CRA that offers your real FICO is Equifax. Experian uses their creditexpert score, and I'm not sure how close it is to a true FICO. TransUnion uses the Empiraca score model, which I have seen changes with each gust of wind.
I noticed that when I obtained my score from EXQ that I was directed to the fico score site. Incidently, my EXQ score is the highest one. Does this mean EXQ carries more weight than the other CRA?
