Hi all, I've been lurking on this board a few months now, learning a lot so I hope someone can help me. I'm intrigued by this secured Optima offer, but having worked really hard to fix my credit, I'm bothered they won't report to the CRAs. But as I understand it, there is a provision in the law that says you can get good credit experiences added to your report even if the creditor does not report it, provided you have supporting documentation. Couldn't anybody do this with the secured Optima? I guess the downside is the potential for it to get reported as secured. Any thoughts? DeQ
