On a slightly different vein, Westcap sent me his wording for the restricted endorsement check that he has promised to provide us with. Thanks Westcap. Cashing of this check represents payment in full to whom this check was issued. By cashing this check creditor and/or his assignee (collection agency, etc also agree to remove any derogatory credit it has previously reported regarding this account e.g. (slo pays, prls, judgements, reposessions, collecitons, etc) from all credit bureaus within 10 days from the cashing of this item. This agreement shall superceede all previous contracts between the parties. void if rights reserved. He sent it worded in all caps, but it may be necessary to use mixed case in order to meet the size requirements set forth by the government for endorsements