Not 100% sure but I think all you need is a 680 fico on equifax. as far as income goes i am not sure I make about 40,000 and got approved with a 2000 limit. I also got 6 months 0% I dont remember what it goes to after that but i know its not too bad. oh yea I think you cant have any derogs in the past two years. oh yea and they only use equifax.
i got only a 1500 limit with bt 0% for 6 mos and 15.49% interest for purchases. i have a 695 equifax. my debt is low. i dont know why i didnt get better terms but interest doesnt matter too much since im paying it off in full every month and just getting the points for the car rebate. dont know about the bk thing.
