Okay, as you can see from my previous post on mortgages my credit is less than perfect! (Isn't that a nice sounding term instead of BAD credit?) Anyway, we bought a car through GMAC in 92. In 97, paid the car off according to our records. According to GMAC, we haven't paid them off - even though I have proof. For the last 3 years I have been fighting them. All they will say is that I owe $800 more on the loan. They have refused (and I am not kidding) to prove to me what this $800 is. Over 3 years I have sent them 15 certified letters...I have all the receipts. They will NOT respond to my demands for proof of this debt. The only thing they sent to me was a statement of payments on my account, which shows that not only I paid the full loan but more than the original loan amount. What can I do? This company is holding my car and credit hostage and absolutely ignore any requests. The ONLY letter I have received is the one with the statement and it was a settlement letter for $600. I couldn't believe it. I wrote back AGAIN and said, I have paid more than the original amount...what is the rest of this debt and PROVE IT! I am at a loss as where to go. This is a LARGE company and I am a small nobody who they obviously feel deserves no time or respect. I know I could hire an attorney and I can imagine just how much that would cost. Any suggestions or similar experience would be so helpful. This is one bad debt that is legitimately NOT MINE! I paid these d**n people and they keep screwing me over.
Call GMAC and say this- it will work instantly!!! Tell them your local TV station - (in san fran chan 4 has a show called Contact 4 where fed up customers call - they put the company in the press - and you've got certified letters. Tell the GMAC REP you were going to call them next if they didn't fix it within 2 hrs and call back and verify. Tell them if you do not hear back by .... 11 am, you are dialing Contact 4 and give em some press! ************************************ I KNOW THIS WORKS read on: ************************************ I bought an NEC computer about 2 yrs ago, maybe 3. It was in the shop 3 times in the first 30 days - I let this go on for 11 shop visits. NEC would not get me a new PC and the warrant was out in another 30 days. I went to the web, NEC.com, Investments, Officers, and found the PRES of NEC and his business number. I explained to his staff that this computer was worked on 14 times and I have paper. I will call Contact 4 NEWS this afternoon and I am giving my documents to them. I believe your company will be getting press on the 6 o'clock news. I had a new PC COMPLETE SYSTEM FEDEXED That afternoon. Since Ive given the old P400 to a friend and now zap with Dell P111 800 DSL. Amusing story, huh?
