paidNEWBIE HERE i recently off a gmac auto loan that has been open since 1995. it was originally balloon payment, then we financed when balloon was due. over the course of the loan we were late frequently (30 days). as i just paid it off 3 weeks ago it still shows as open with balance on all three bureaus..should i A) report as not accurate now while still showing balance or B) wait and try validation the account shows as one loan even though it was actually two, one original loan in 1995 for 49 months with baloon and second the baloon loan for 42 months beinning in 1999. with over 35 late payments showing i think i need this account deleted. thanks in advance for any advice ex 531 4/2002 ...568 9/02 experian 540 8/02...601 9/02 trying to get this thing started
