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Go **** Yourself Credit Manager!!!

Discussion in 'Credit Talk' started by FeliceRodo, Apr 12, 2002.

  1. Apr 12, 2002 #1
    FeliceRodo

    FeliceRodo Well-Known Member

    I dropped 13 points this morning when Experian's Credit Manager HomePage said I was currently delinquent on 13 accounts.

    Not true. Not delinquent on one. Is Experian trying to drive people to heart attacks?

    Anyone else have this phony delinquent status reported?
     
  3. Apr 12, 2002 #2
    Mirage

    Mirage Well-Known Member

    Mine was fine as of this morning when I checked.

    Best regards,
    Mirage
     
  4. Apr 12, 2002 #3
    Dani

    Dani Well-Known Member

    That's okay my score dropped 50 points because Equifax is showing seven mortgage inquiries as hard inquiries. Thanks, Equifax.

    Dani
     
  5. Apr 12, 2002 #4
    breeze

    breeze Well-Known Member

    Ummmmm what happened to "deduping" Dani? Have you asked them why it isn't working?
     
  6. Apr 12, 2002 #5
    Rina

    Rina Well-Known Member

    Just checked; mine looked fine, too.
     
  7. Apr 12, 2002 #6
    whyspers

    whyspers Well-Known Member

    My score hasn't updated since 4/6, but other than that, looks fine.



    L
     
  8. Apr 12, 2002 #7
    Dani

    Dani Well-Known Member

    Call me dumb, but what is deduping? :)

    Dani
     
  9. Apr 12, 2002 #8
    wajaba

    wajaba Well-Known Member

    Dani,

    I think that's when multiple auto or mortgage inquiries within a certain time period are counted as one inquiry, as far as FICO calculations are concerned. So, theoretically, ten auto loan inquiries within a five-day shopping period are counted as one in your FICO score. But this is for your FICO score only; for everything else, you might be screwed, because hard inquiries are hard inquiries are hard inquiries, and you can very well be rejected based on an "excessive number of inquiries in the last x months."

    wajaba
     

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