Next up First National: Same excat terms as Security Bank, when I say same I mean same. -At&t universal platinum card. 0% APR transfers, I don't know how I got this. I am not applying though. 14.99% APR. no annual fee. Should I apply . Has a specail offer code. Citibank platinum select: Has the same terms as the at&t platinum card. First Savings Credit card: 18.9% APR 119 appectance fee, 50.00 annual fee, 6.00 monthly fee, 35.00 processing fee Chase Platinum Mastercard 17.9% APR. No annual fee Well that's all folks. Let me know what you think. And if any of you guys have any of the cards I just listed.